Covett is not only the intelligent way to own and invest in luxury jewellery, it is also hassle-free.  The service fee covers insurance (worldwide loss or damage, no deductible), logistics, cleaning (and sanitising for earrings), and semi-annual maintenance.  It will also cover any size adjustments made for sizing of watches or bracelets (where applicable).  Currently the fee is set at 1.75 % of the cost of the share.  This means if your share cost is £2000 (exclusive of VAT), your monthly service fee is £35.